Aareal Bank Group at a glance

We are a leading international property specialist. We offer our clients financing, banking and payment solutions.

Key indicators (2026)

  46.9  

Balance sheet total in bn €

Group

  1167  

Employees

Worldwide

  326  

Operating profit in Mio. €

(Adjusted for non-recurring effects)

  4.9 % 

RoE after taxes

Adjusted for non-recurring effects

  3.8  

Total equity in bn €

(IFRS)

  15.5 % 

CET1 ratio

(Basel IV, fully phased)

Ownership structure

Aareal Bank AG, headquartered in Wiesbaden, Germany, is the Group’s parent company. Aareal Bank Group’s business strategy focuses on sustainable business success. The parent company of Aareal Bank AG is Atlantic BidCo GmbH. Atlantic BidCo GmbH is indirectly held by funds controlled, managed or advised by Advent International Corporation and Centerbridge Partners as well as CPP Investment Board Europe S.à.r.l.1), a wholly owned subsidiary of Canada Pension Plan Investment Board, and other minority shareholders.

Aareal Bank AG100%³⁾AtlanticBidCoGmbH100%³⁾AtlanticLuxHoldCoS.à.r.l.100%²⁾(non voting shares)Roll over Investors<5%²⁾Goldman Sachs Funds<20%²⁾CPP Investments~39%²⁾Centerbridge Funds~39%²⁾Advent International Funds

1 CPP Investment Board Europe S.àr.l, a wholly owned subsidiary of Canada Pension Plan Investment Board (“CPP Investments”)

2 Voting rights Indirect holding of participation in Atlantic Lux HoldCo S.à r.l

3 www.aareal-bank.com/en/about-us/corporate-governance/share-voting-rights-disclosures

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Our two business segments

Aareal Bank Group comprises two business segments: Banking & Digital Solutions and Structured Property Financing.

Banking & Digital Solutions (BDS)

As a leading provider of payment solutions for the German housing industry, Aareal Bank offers payment transaction and cash management solutions, property tenancy bond management, and process optimisation and automation solutions.

Services portfolio

Payment transaction

Electronic banking

Deposit management

Deposits & cash management

Digital receivables management

Our deposit types

Demand deposits

Term deposits

Maintenance reserves

Rental deposits

Structured Property Financing (SPF)

As an international property lender, Aareal Bank facilitates property investments for its clients, and is active in Europe, North America and Asia-Pacific finances commercial property investments, especially hotels, alternative living (student housing, micro-living, etc.) retail, logistics, office and residential properties.

Asset class mix (2026)

Hotel 35%

Office 24%

Wholesale/retail 14%

Logistics 28%

Other 8%

More about
Structured Property Financing

Financial ratings

A-

Fitch

Issuer Default Rating

Baa1

Moody’s

Issuer Rating

AAA

Moody’s

Pfandbriefrating

Learn more about financial ratings

ESG-Ratings

A

MSCI

C

ISS-ESG

prime

LOW

Morningstar Sustainalytics

(20-10)

Learn more about ESG ratings