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Latest Annual Report

Strong operating performance despite uncertain times

 

2025 was shaped by political crises and economic uncertainty. Aareal Bank has mastered this challenging environment in an outstanding manner and delivered a strong operating performance.

"We were very successful in both business segments and also made good progress in implementing our Aareal Ambition strategy.”

Dr. Christian Ricken

Chairman of the Management Board

Dr. Christian Ricken, Chairman of the Management Board

Important key figures 2025

381

€ million

Operating profit (before management actions)

322

€ million

Loan impairment charges down significantly

317

€ million

Administrative expenses reduced by 8%

12.4

€ billion

New property financing business at record level

17.8

€ billion

Hohe Gesamteinlagen Banking & Digital Solutions

15.5

per cent

Strong CET1 ratio (B4 fully phased)

Annual Report 2025

Annual Report 2025

Letter from the Chairman of the Management Board

Letter from the Chairman of the Management Board

Group Management Report

Group Management Report

Consolidated Financial Statements

Consolidated Financial Statements

Transparency

Transparency

Annual Report 2025 Aareal Bank AG

Annual Report 2025 Aareal Bank AG

Your contact person for any questions regarding the annual report

Jürgen Junginger

Head of Debt Investor Relations

+49 611 348 2636

Thomas Rutzki

Director - Head of Communications

+49 611 348 2947