Deposit Protection Fund

The Bank is a member of the Deposit Protection Fund of the Association of German Banks (Einlagensicherungsfonds des Bundesverbandes deutscher Banken e.V.). The Deposit Protection Fund serves as subsequent protection for the legal Compensation scheme, up to the guarantee level as defined in the institution's statute. 
  
The protection ceiling for each creditor amounts to the following percentages of the respective bank's total capital pursuant to art. 72 of the EU Regulation no. 575/2013 (CRR): 20% until 31 December 2019, 15% until 31 December 2024, and 8.75% as from January 1, 2025. The Bank will inform the customer of the relevant guarantee level upon request; the guarantee level is also available on the Internet at https://einlagensicherungsfonds.de.  
  
If you are interested in finding out more detailed information on the scope of collateralisation according to the statute of the Deposit Protection Fund, amended as at October 1, 2017, we kindly ask you to refer in particular to No. 20 of our General Terms and Conditions and to Section 6 of the statute of the Deposit Protection Fund. You will also find them under the above-mentioned Internet link.