Key Indicators

01 Jan - 30 Sep 2017 01 Jan - 30 Sep 2016
Results
Operating profit (€ mn) 262 281
Consolidated net income (€ mn) 165 193
Consolidated net income allocated to ordinary shareholders (€ mn) 1) 147 166
Cost/income ratio (%) 2) 41.1 41.6
Earnings per ordinary share (€) 1) 2.46 2.78
RoE before taxes (%) 1) 3) 12.6 13.5
RoE after taxes (%) 1) 3) 7.8 9.0

  

30 Sep 201731 Dec 2016
Statement of financial position
Property finance (€ mn) 4) 25,564 27,928
of which: international (€ mn) 21,967 23,423
Equity (€ mn) 2,884 3,129
Total assets (€ mn) 43,267 47,708
Regulatory indicators
Risk-weighted assets (€ mn) 12,685 14,540
Common Equity Tier 1 ratio (CET1 ratio) (%) 17.7 16.2
Tier 1 ratio (T1 ratio) (%) 19.9 19.9
Total capital ratio (TC ratio) (%) 27.1 27.5
Common Equity Tier 1 ratio (CET1 ratio) (%)
– fully phased in –
17.3 15.7
Employees 2,768 2,728
Ratings
Fitch Ratings
Deposit-Rating 
   Long-term
A-
(outlook: stable)
A-
(outlook: stable)
Issuer Default Rating 
  Long-term
BBB+
(outlook: stable)
BBB+
(outlook: stable)
  Short-term F2 F2
Mortgage
Pfandbrief Rating
AAA
(outlook: stable)
AAA
(outlook: stable)
Public Sector
Pfandbrief Rating
AAA
(outlook: stable)
AAA
(outlook: stable)
Moody's 5)
Bank Deposit Rating
  Long-term
A3
(outlook: stable)
A3
(outlook: stable)
Issuer-Rating
  Long-term
Baa1 Baa1
  Short-term P-2 P-2
Mortgage
Pfandbrief Rating
Aaa Aaa
Sustainability 6)
MSCIAAAA
oekomprime (C)prime (C)
Sustainalytics7171


1) The allocation of earnings is based on the assumption that net interest payable on the AT1 bond is recognised on an accrual basis.
2) Structured Property Financing segment only
3) On an annualised basis
4) Excluding € 0.9 billion in private client business (31 December 2016: € 1.1 billion) and € 0.6 billion in local authority lending business by former Westdeutsche ImmobilienBank AG (former WestImmo) (31 December 2016: € 0.6 billion)
5) First published on 12 January 2017
6) Please refer to our Sustainability Report for more details.