Implementing solutions

ESG aspects are firmly anchored at Aareal Bank

Aareal Bank Group has been accompanying and supporting the sustainable transformation of the economy and society for years with its systematic approach to sustainability. We want to do our share to help meet international climate protection goals such as those set out in the Paris Agreement on climate change and the United Nations’ Sustainable Development Goals (SDGs). This is because, as a financial services provider focusing on the property industry, we are active in a sector that is instrumental to ESG transition. 

The property sector accounts for a significant proportion of global energy consumption and resulting greenhouse gas emissions. As a result, this sector has a responsibility to realise potential savings in this area, which are substantial in some cases.ESG criteria play an increasingly important role not only in lending but also on the funding side of our business, in our investment portfolio, and in our digital product portfolio.  Above and beyond this, we consider the inclusion of ESG risks as a fundamental necessity for ensuring our long-term business success. At the same time, enhancing transparency with respect to ESG aspects for the properties we finance allows us to manage our business activities in such a way that we can make a contribution to reaching international climate action efforts. In our investment portfolio, we apply these criteria both out of ethical conviction and from a risk perspective, so as to avoid any losses in value as far as possible.